On July 4, the 2026 Global Digital Economy Conference’s 5th National High-Level Forum on Enterprise Digital and Intelligent Transformation unveiled the 2026 National Excellent Cases in Enterprise Digital and Intelligent Transformation and Empowerment. ZGC Sci-Tech Guaranty, a subsidiary of ZGC Group, had its Practices in Digital and Intelligent Transformation Project Empowering Guarantee Business successfully included in the list. It not only showcases the state-owned governmental financing guarantee institution’s benchmark achievements in digital and intelligent innovation on a national-level digital economy stage, but also provides a mature, implementable, and replicable model for digital and intelligent transformation in the national financing guarantee industry.

ZGC Sci-Tech Guaranty focuses on digital and intelligent transformation as core drivers, leveraging technological innovation to overcome financing service bottlenecks for small and micro tech enterprises. The company has completed top-level digital and intelligent planning by innovatively building a “2641” digital and intelligent system cluster architecture, establishing both data and customer portals, and setting up six business platforms covering core guarantee operations, standardized financing, digital guarantees, investment management, index management, and financial office systems. In addition, it has constructed four capability middle platforms for customers, risk control, data, and basic services, and achieved full business technical support through an integrated cloud infrastructure.

In terms of cutting-edge technological innovation, ZGC Sci-Tech Guaranty continues to increase investment in industry-specific intelligent technology R&D. In recent years, collaborating with universities, it has tackled vertical AI models and intelligent agent applications for the guarantee industry, and converted the implicit risk-control expertise of seasoned guarantee professionals—honed over decades—into standardized knowledge graph-based digital assets.